From Dubai’s glittering skyline to Portugal’s serene Algarve and Spain’s golden coastline, international property has become the investment of choice for the world’s most successful individuals. But it’s not just footballers and film stars making moves—everyday buyers, families, and businesses are now following suit, attracted by financial security, lifestyle upgrades, and long-term value.
Cricketers like Virat Kohli, football legends like Cristiano Ronaldo, and Bollywood icons including Shah Rukh Khan and Akshay Kumar all own homes abroad. But so do countless professionals, retirees, entrepreneurs, and families who are choosing to diversify their assets—and even settle—overseas.
Among them, professional footballers in particular are increasingly investing in international property—not just as holiday homes, but as part of a smart long-term wealth strategy. Whether it’s a young player securing their first apartment abroad or a seasoned pro planning for retirement, property offers a powerful combination of stability, capital growth, and lifestyle.
And yet, while the appeal is clear, what many don’t realise is that currency mistakes are quietly costing buyers thousands.
The Cost You Didn’t See Coming
Whether you’re purchasing in AED (UAE dirhams), EUR (euros), USD, or any other foreign currency, if your funds are held in GBP or another base currency, you are exposed to market fluctuations that can impact your final cost.
This is especially critical when buying off-plan, where developers often require staged payments—scheduled over 12 to 24 months. Each payment, fixed in the destination currency, can become more expensive if your base currency weakens between instalments.
A small shift in GBP to AED or GBP to EUR rates can lead to unexpected costs of tens of thousands of pounds. And for buyers transacting in USD—common in luxury property markets like the Caribbean or parts of the US—the same risks apply.
This is where currency hedging becomes invaluable. By locking in your exchange rate for future payments, you remove uncertainty and protect your purchase from currency volatility—so you know exactly what you’re paying from day one.
Not Just for Celebrities – Built for Everyone
At Currencies 4 You, we work with a wide range of clients:
From Premier League footballers buying waterfront apartments in Dubai, to business owners acquiring commercial property in Portugal, to everyday individuals investing in retirement homes or overseas relocations.
In my role as Global Head of Sports, I am supporting high-profile clients across football, cricket, and entertainment—but just as importantly, we at Currencies 4 You have helped countless everyday people and companies navigate international payments with clarity and confidence.
We understand the time-sensitive and often pressurised nature of overseas deals—especially in football. Contracts, relocations, and windows can move fast. Our job is to ensure your money keeps up and works harder for you.
Here’s how we support you:
- Exchange rates that consistently beat traditional banks
- Currency hedging for staged and future payments in AED, EUR, USD and more
- Personal account managers who offer tailored support
- Fast, regulated, and transparent transfers for peace of mind
With offices in London, Portugal, Spain, and the UAE, we operate globally—but work personally.
It’s About More Than Just Transferring Money
This isn’t just about FX—it’s about protecting your goals, your property plans, and your financial peace of mind.
If you are planning a purchase abroad—whether it’s your first property, your fifth, or an opportunity for your business—make your currency strategy part of your planning from the start.
📩 Want to know how much you could save? Or how to protect your staged payments against future currency swings? Get in touch or Click here to get started.
Smart investors—whether they are on the pitch, in the boardroom, or just starting their journey—know that what you do before you transfer can make all the difference.
I’m Baljit Rihal, Global Head of Sports at Currencies 4 You. I help people in sport and business protect their money when moving it across borders. Follow for useful insights on FX and the global sports business — and feel free to reach out if you would like to chat.
Disclaimer: Exchange rates fluctuate due to market conditions, and the figures used in this article are illustrative examples based on market trends as of today. Savings will vary depending on transaction size, timing, and market conditions. Always consult a financial expert before making large international transactions